Terms and Conditions of Use of Website .

About this Website

The Website, content, and all services available through the Website are owned and operated by Wealth & Co NZ Limited (trading as Wealth & Co and referred to ‘us’, ‘we’ or ‘the firm’) or a related company.


By accessing or using the website of Wealth & Co, you are agreeing to these terms of use, including any changes to these terms of use made from time to time. You must not use or access the website if you do not agree to these terms. Any reference to 'information' in these terms of use includes information on this website as well as any information linked from this website.


The website is a general information service provided by Wealth & Co. The information provided and services described are of a general nature and are not intended to be personalised financial advice to a retail client. The information provided in this website is not intended to be a substitute for professional advice. You may seek appropriate personalised financial advice from a qualified professional to suit your individual circumstances. You should not do, or refrain from doing, anything based on the information provided in this site without first obtaining professional advice from a financial adviser. We can help you decide whether your decision is appropriate for you.


The information published on this website is governed by, and has been prepared to comply with, the New Zealand law. The information is only intended for persons within the New Zealand jurisdiction and is not intended for persons outside the New Zealand jurisdiction. We do not accept responsibility for the compliance of this information with the laws of any other country. The laws of New Zealand shall govern your use of the website and by visiting this website you hereby agree to the exclusive jurisdiction of the New Zealand courts.

No offer or recommendation

Nothing in this site is, or should be taken as, an offer, invitation, or recommendation to buy or sell any product represented herein without first obtaining professional advice regarding its appropriateness to your personal circumstances.

Intellectual property

Copyright in this site is owned by us, unless otherwise indicated. You are entitled to use the information in this site for your personal reference only. You must not reproduce or distribute content from this site or any part of it, nor transmit it to any other person or incorporate it in any way in any other document or materials.

Disclosure statements

A disclosure statement relating to the advisers associated with this website are available on request and free of charge.


While every effort is made to ensure the information on this website is up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the accuracy, reliability, completeness, suitability, or availability of the website or the information about the products and services provided on the website. The information on this website is subject to change at any time without notice to you. Any reference on this website to historical information and performance of a product or service may not necessarily be a good guide to future performance. You are solely responsible for any actions you take or do not take by relying on such information.


To the full extent legally allowable, the directors, contractors, associates and staff expressly disclaim all and any liability (including by reason of negligence) and responsibility to any person in respect of anything, and of the consequences of anything, done or omitted to be done by any such person in reliance, whether wholly or partially, upon the whole or any part of the contents of this website. The disclaimers and limitations of liability do not prejudice your rights under the Consumer Guarantees Act 1993, nor are they intended to exclude liability arising under statute.

Linked websites

Through this website you may be able to link to other websites which are not under our control and we have no knowledge of or control over the nature, content, and availability of those websites. We do not sponsor, recommend, or endorse anything contained on these linked websites. We do not accept any liability of any description for any loss by you by relying on anything contained or not contained on these linked websites.

Wealth & Co. Website Terms & Conditions 15th March 2021

Wealth & Co Privacy Statement .

Your privacy is important to us. We understand how important it is to protect your personal information.

It is important to us that you are confident that any personal information we hold about you will be treated in a way that ensures the protection of your personal information.

Our commitment in respect of the personal information is to abide by the Privacy Principles set out in the Privacy Act 2020 (or any successor legislation) (the Privacy Act) and all other applicable laws. This Privacy Policy applies in addition to and does not limit, our rights and obligations under the Privacy Act and other applicable laws.

We take reasonable steps to capture, protect and securely store your personal information. We will only do this as necessary to provide services to you, and to improve our service. We will not use or disclose your information except in accordance with the Privacy Act or as obligated to comply with regulatory and other requirements. Some key points in our Privacy Policy include:

  • We only collect information relevant to the nature and scope of the advice we are providing
  • The accuracy of this information to our advice is critical, this is where we need your help
  • Once collected we will protect any client information
  • You can request any personal information or ask for it to be amended at any time
  • We will only share information where it is necessary to do so in providing the agreed services. If this is not part of our normal business, we would only consider this with your express consent to do so.

However, there are some third parties you may not be aware that we may need to share your information with such as:

  • Financial Markets Authority (FMA)
  • External compliance agencies we may engage for quality assurance purposes
  • We have policies and procedures for dealing with any data breaches

You can find out more by requesting a copy of our Privacy Policy here.

Wealth & Co. Website Privacy Statement 15th March 2021

How we create your bespoke financial plan

We’ll talk about your goals and whether we can help you achieve them. We’ll ask you about your objectives, values and financial situation so we can determine timeframes and commitments.
We present a detailed plan to help you achieve your goals, and talk it through with you to ensure you can use it to make the most informed decisions. We listen to your concerns and revise our recommendations as needed.
Together we’ll formulate a plan to carry out these recommendations, and either make the arrangements or coordinate these with you and your other professional advisers.
Check in
In our initial progress meeting (within three to six months), we’ll talk you through how to understand the six monthly reports we send you.
Regular progress
We’ll monitor your ongoing progress and review and adjust your plan as your life changes.